Holidaymakers should book travel insurance now as coronavirus spreads

Once an FCO travel ban is in place, you won't be able to take out a new policy for holidays until it is lifted.

"If you’ve already secured the insurance, you should be covered regardless of if the holiday can go ahead or not," added Deborah.How to check if an insurance policy will cover you before you buy it There are three keys areas you need to look when buying travel insurance, according to consumer group- This will protect you for costs incurred as a result of delays, missed flights or being put in quarantine while abroad. Sometimes, you'll need to opt for it to be added on.- This is how much the insurer will pay out if you need medical treatment. The consumer group recommends you take out £2million for Europe and £5million worldwide.

If you choose to rearrange a trip then you're not likely to get a refund from your travel insurance, package holiday firm or airline.

Who the fuck doesn’t buy travel insurance in the first place

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