Q&A: Do I need travel insurance for my holiday?

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With people starting to travel abroad again in great numbers and Covid-19 still very much present, the question of travel insurance is once again top of mind for many.

If your holiday is cancelled or if something goes wrong while you're away, travel insurance is designed to cover some - or all of the costs.However, David Hughes, Director of online insurer GetCover.ie, said in an emergency, travel insurance often becomes critical.What type of travel insurance is on offer?

"We would also recommend that they check the terms and conditions for any references to specific instances or circumstances where they would not be covered by their policy, as this will need to be taken into consideration as to whether or not the policy is right for them," the spokesperson said.While most travel insurance policies include varying levels of Covid-19 cover, some will not give you any cover at all.

Mr Hughes of GetCover.ie said travel insurance policies are"off the shelf" or"one size fits all" products. He said high blood pressure is an example of a condition that needs to be declared, in order to be covered."If it’s not declared, and the customer has a heart attack while abroad they will in all likelihood not be covered for their medical or repatriation costs," he explained.Mr Hughes said some insurers, such as GetCover.ie, waive the need for you to declare your existing medical conditions.

 

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Yes. Also, make sure your E111 is current.🇪🇺

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