With many Canadians gearing up to head down south for the winter, it’s essential to have the right insurance for your getaway.
“First and foremost, you should be looking at medical insurance, and then, if you’re travelling more of an all-inclusive travel style, you may also want to consider flight and accident insurance.” “You need to figure out how long you’re going to be gone and make sure that your coverage is in place for the duration of your stay,” says Hands. This means ensuring you’re covered for trip cancellations, baggage loss and trip interruption, especially if your journey involves several flights. You may also want to check if your policy covers COVID-19 related trip interruptions, as well.
Traditional institutions such as Sun Life, RBC and Desjardins offer snowbird travel insurance as do upstarts like Goose Insurance, an app-based insurance program.
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