Travel Q&A: How can I avoid getting fleeced with foreign exchange?

Contactless is your friend. In times past, we had few options when spending overseas – cold hard cash, credit cards and traveller’s cheques were the extent of it. The growth of contactless transactions and the affordability of contactless terminals mean you can quite easily travel to the UK, for instance, spend several days there and use only your phone to make payments – we know this because we did it last month.

Steer clear of multiple visits and take out larger sums less frequently – but please, please, please make sure to secure the cash you take out.Currency cards are your friend. An Post has a prepaid currency card which you can load up with cash and then spend in 15 different currencies incurring no charges. And, because it is 2023, you can download the card on to your phone using the An Post Money app. Revolut is another good option when it comes to spending money in foreign currencies.

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