Chase Sapphire Preferred vs. Capital One Venture — we compared the travel-rewards credit cards and named a winner

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Finding the right credit card for you differs based on your situation. The Chase Sapphire Preferred and Capital One Venture card may work for you.

This card lived in my wallet for a very long time until I decided to upgrade it to the ultra-premium. But I still often call this the best card for people new to travel miles and points. It gives you a ton of value, a lot of protections, and if you ever have any trouble, Chase customer support for these cards is very good.

Don't overlook the value of the credit card's other benefits too. Chase just helped my sister get her money back after a bad experience with an African tour guide operator. But that's a story for another day. The card charges a $95 annual fee and currently offers a 60,000 point bonus after spending $4,000 on purchases in the first three months after opening a new account. That starts you with at least $750 in value toward free and discounted travel when points are redeemed through Chase Ultimate Rewards.gives you 2x miles per dollar on every purchase. You can redeem miles through Capital One's portal with no blackout dates or restrictions with a value of 1 cent each.

 

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