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When opening an FD, the first step is to research and compare the available options. Different banks offer FDs with varying interest rates, tenure, and other features. Compare the offerings to find the one that suits your financial needs. Consider factors like the bank’s reputation,Today, banks offer different FDs. These include Regular FDs, Senior Citizen FDs, Tax-Saving FDs, and more. Once you decide on the bank, pick the FD you want based on your needs.
Once you have filled in the required details, double-check them before submitting. After submitting the application and depositing the amount, you usually receive the receipt or FD certificate.As evident, opening an FD is straightforward. You can also easily open it online from anywhere using Online Banking channels. However, before you open it, research, pick a reputed bank, and choose an FD type based on your needs.