Points influencers are everywhere. Some trips look too good to be true.

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In the age of affiliate links and sponsored content, some travel influencers are overselling the lifestyle.

Complex rules have made the universe of points and miles seem inaccessible to people outside the world of frequent business travel, but that audience is expanding as barriers to entry are lowered. Today there are hundreds of blogs and social media accounts dedicated entirely to breaking down the nuances of points and miles. However, youThe world of points and miles is a game, albeit a long one. It can be worth it, but only if you play responsibly.

Other accounts, meanwhile, focus more on the educational component of travel rewards, breaking down the specific methods to collect points and miles to later redeem with exacting detail .“When creating my posts and videos, I like to think about avid rewards people but also someone making their first redemption,” Do says.

“There are many creators out there who just reveal clips of incredible first-class seats or an overwater villa, say they redeemed everything on points, and shove a credit card in your face,” Do says. According to Do, that content is “oversimplified” to get people to pay attention.

Meanwhile, although the Transportation Department doesn’t have direct oversight of credit card marketing practices, it still works closely with the CFPB. That’s because travel is so closely interconnected with the U.S. financial system.

 

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