while you travel long-term. Cancel your gym membership, Netflix, Amazon Prime. Rent or Airbnb your house. Many cell phone carriers will allow you to suspend your service without billing or for a small fee. At some point, you might decide to go home. Don’t worry – you don’t need a detailed plan, just a cushion fund to cover a couple months of living expenses when you return. Ideally, this is one to six months’ worth of expenses minimum. If you have a job lined up, then you can get by on less.
For digital nomads working from the road, focus on a cushion fund in case your income drops unexpectedly. Retirement savings and investments should also be a priority.Pictured here in White Sands National Monument, photographer Mazurek recommends paying for selectThe key to insurance is simple: you insure what you can’t afford to pay yourself. Invest in a good travel medical insurance plan that covers emergency evacuations and adventure activities.
Other notes: if you have a serious preexisting condition, research your options thoroughly. Some policies will cover an “unexpected” occurrence of a pre-existing condition. Also, electronics are usually only covered at $250 per item max so consider separate insurance for high-end electronics. Many policies will not cover smart phones, which is why I paid for Apple’s warranty that covers theft.is significantly cheaper than making multiple two-week trips from the U.S. to see the same places. It cuts down your costs while significantly enriching the quality of your experience.
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